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The World of Credit

Credit Cards

Credit Monitoring is a Rip Off!

You don't need an expensive service to keep track of your credit rating. Identity theft can be prevented by common sense and excercising your rights as a US citizen.

Learn the truth about credit monitoring and free alternatives.

Free, Do It Yourself Credit Monitoring

Don't pay a hundred dollars a year or more for something you have free access to!

Use your federally mandated free credit reports wisely and you can monitor your own credit. Free.

What is Wrong with Credit Monitoring?

These services are expensive and overkill for most people's needs. There are free alternatives that are adequate.

The credit agencies behind these services use deceptive practices and overhype the identity theft threat.

Beyond all of this, you should not need to pay credit bureaus "protection" to make sure they are not bad mouthing you to your business partners.

Get to Know Knowzy

At Knowzy, we're on your side! We want to earn your trust and respect so that you will make us your first choice when there's something you need to know.

The principles that guide Knowzy are: Accuracy, relevance, depth, responsiveness, and usability.

Free Wireless at Jack in the Box

Jack in the Box is keeping a secret: Many of its restaurants are offering free wireless Internet.

Is there one near you? How do you sign on? What limitations apply to Jack in the Box's generous offer?

Knowzy has all the details despite Jack in the Box's silence.

Topic Home Page

Credit Cards

The credit card is a prominent fixture in American life. "Plastic" usually enjoys a glamorous portrayal in TV, movies and advertising. In real life, however, we know many people perpetually struggling with credit card debt.

How well do we really understand this financial instrument?

Get past the hype and make credit cards work for you, not against you. Explore the many facets of credit cards in this topic. Your relationship with credit cards is sure to improve!

Are you applying for your first card? Are you up to your ears in credit card debt? Are you wondering about balance transfers, cash advances, or payment protection?

Knowzy covers credit cards in-depth, independently and with your best interests in mind.

Explore This Topic

No doubt, your credit card company has tried to push a payment protection plan on you. Find out if they are worth your money. Ask a question or share your stories about credit cards on our Feedback page.

Find all of this and more in Knowzy's "Credit Card" topic.

Topic Guide

Personal Finance > The World of Credit > Credit Cards